Overdraft is a jewelry brand by Julia Wingle handmade in Asheville, NC at her home studio, Torched. Overdraft mainly features hand-carved designs cast in sterling silver.

Julia's passion for jewelry started in 2019 when she started working at a rock n' roll themed fine jewelry store in St. Petersburg, FL under a GIA gemologist. That position gave her an unrealized passion for fine jewelry and gemstones.

It wasn't until 2023 that Julia decided she wanted to craft her own jewelry. After signing up for a class with Torched, Overdraft started falling into place.

Beyond jewelry, Julia has a passion for design and branding which she ties into every aspect of Overdraft. Overdraft strives to be a gen z oriented brand that pushes outside the boundaries of traditional jewelry making, with an emphasis on experimentation, and finding perfection in imperfections.